Disadvantages 1: The quota is generally low.
Looking at the credit card limit set up by colleagues in Bian Xiao, except CITIC (CITIC Card has been set up before), the maximum credit limit is only 20,000. When the bank checks your credit limit, according to your current limit, if your card has no consumption record, the bank can't determine your spending power and repayment ability. In addition, it is also good to apply for 10 bank credit cards at one time. Bian Xiao's application for the beautiful mother of the old farmer was rejected.
Disadvantage 2: There are too many credit cards, which is inconvenient to manage.
There is a bank credit card of 10 at once, which is very convenient to manage with old things, so the editor-in-chief's colleague first leveled it with Excel, looked at the annual salary standard, and looked at the billing date and repayment date. Now he has a card on my love card application, and as a result, the card manager is always more reliable than Excel.
Disadvantage 3: it is not conducive to applying for a higher level credit card.
Both cardholders know what a shared amount is. If the amount of your first card is too low, there is no need to apply for a peer's credit card. The amount of the new card will not be lower than the previous credit card, but the credit limit is basically the same. The editor-in-chief suggested increasing the amount first. If you really like a card, you can also apply.
Disadvantage 4: The quality of the card is low.
If all the cards you apply for are Grade I, you won't enjoy many extra rights. You can apply for more than one credit card. Bian Xiao can classify them when applying, such as supermarkets, airlines and online mail orders. In this way, the purpose of applying for a credit card is also very clear, and you can enjoy multiple points.
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