Dual-label credit cards are good.

1. Dual-label cards can be used at merchants and ATMs of UnionPay and international card organizations at home and abroad, making it convenient for cardholders to make purchases and withdraw money in different places. The need to hold multiple credit cards will increase the difficulty of management. Cardholders need to pay back in time to avoid overdue fees and bad credit records.

2. Using a dual-label card can avoid the foreign exchange fees and international transaction fees incurred when using credit cards abroad, thus saving costs. The need to apply for multiple credit cards will increase the difficulty of application if the cardholder has a poor credit record or a low income. So dual-label credit cards are good.