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Customer Classification of China Construction Bank
CCB VIP customers are divided into platinum card customers of the head office and gold card customers of branches. CCB credit cards are divided into ordinary cards, gold cards, platinum cards and diamond cards. According to China Construction Bank's personal consumption loan customer credit evaluation method, the customer credit rating is divided into seven grades: AAA, AA, A, BBB, BB, B and C.

1. Platinum card customers of the Head Office need to meet (only one of them needs to be met): the monthly deposit in CCB reaches 500,000 yuan, the personal loan reaches 6,543,800 yuan, the purchase of government bonds, insurance and funds reaches 500,000 yuan, the annual shopping consumption of credit cards reaches 6,543,800 yuan for two consecutive years, and the monthly transaction volume of personal foreign exchange trading reaches 800,000 US dollars.

2. Gold card customers at the sub-branch level need to meet (only one of them needs to be met): the monthly deposit in CCB reaches 200,000 yuan, the personal loan reaches 500,000 yuan, and the purchase of government bonds, insurance and funds reaches 200,000 yuan. For two consecutive years, the annual shopping consumption of credit cards reached 654.38+million yuan, and the monthly transaction volume of personal foreign exchange trading reached 400,000 US dollars.

Precautions for use:

1. When entering the password, be careful to cover it with your hands. If there is any abnormality in the password protection cover and card entry protection slot of ATM, please do not use it for safety reasons and notify the bank immediately.

2. In order to prevent fake ATM machines, customers should try to choose self-service banks with obvious signs and use ATM machines under the video surveillance of banks.

It is best to store the bank card and ID card separately. Don't lend your bank card to others, and don't disclose the card number and password of your bank card at will.

4. When spending by credit card, don't let the bank card leave sight. Pay attention to the number of times the cashier swipes the card. When you get the shopping list and card, check whether the amount on the shopping list is correct and whether it is my card.

5. Open SMS service, keep abreast of account changes, and call the bank to report the loss once abnormal transactions are found.