1. Ping An Credit Card has no consumption limit by default. Under normal circumstances, if your single consumption is less than RMB 654.38+million, you can spend it once within the available quota; If the single consumption is greater than or equal to RMB 654.38+10,000 yuan (or US$ 20,000), you can call our customer service number 955 1 1-2 in advance to apply for a large consumption before trying to use it. 2. If your credit card prompts that there is a limit, you can first confirm whether you have set the credit card limit customization, or you can call Ping An Credit Card Customer Service at 955 1 1-2 to manually check whether your card has a transaction limit.
What is the maximum credit card limit of Ping An Bank?
At present, the credit card limit of Ping An Bank is generally between 3,000 yuan and 50,000 yuan, so the maximum limit is 50,000 yuan. The amount of Ping An Puka is generally between 3000 yuan-10000 yuan, and the amount of Ping An Gold Card is between 10000-50000 yuan. The maximum withdrawal amount of Ping An Credit Card can reach 100% of the actual amount.
Temporary credit line adjustment of Ping An Bank Credit Card When using Ping An Bank Credit Card, if it is found that the approved credit line is not enough and it is necessary to increase the credit line card, you can apply for temporary credit line increase. The increased temporary credit card limit will automatically restore the original limit after the validity period.
Prompt: After the temporary limit expires, the over-limit handling fee will be charged for the part that actually exceeds the credit limit. The over-limit handling fee is charged at 5% of the over-limit part, and there is no maximum and minimum charging limit.
Long-term credit line adjustment of Ping An Bank Cardholders can submit the latest financial income certificate to any branch of Ping An Bank and apply for it. Ping An Bank will review its past credit card use history and repayment records, and adjust the credit card limit appropriately for cardholders after the review is passed.
If you are a wealth management customer of Ping An Bank, you need to hold it for more than 3 months with an amount of 200,000 yuan, or hold it for more than 1 month with an amount of 400,000 yuan. The original or photocopy of the personal banking receipt of the application form and ID card is required to purchase our wealth management products, funds and government bonds.
If you are a savings deposit customer, all time and current savings deposits under your passbook, certificate of deposit and debit card required for opening an account with Ping An Bank are converted into RMB and included in the total value. Open an account for more than 3 months, with an average daily income of 200,000.
If you are the owner of a life insurance customer, you need to have your own private car, the price is above 6,543.8+0.5 million, the life insurance policy is held for more than 3 months, and the premium is 6,543.8+0.5 million.
If you are an auto insurance customer of Ping An Property Insurance, you need to have a vehicle with a value of more than 200,000 yuan and the auto insurance policy attributes of the insured. You also need to submit an application, ID card, driving license and auto insurance policy number. If you are the insured of China Ping An Life Insurance Company of China Insurance Company, you need to hold a valid Ping An Life Insurance Company of China long-term policy for more than 3 months, with a premium of 1.5 million.
How to cancel Ping An's credit card limit?
Ping An Bank Credit Card Line Cancellation Process:
Operating environment:
Brand model: Lenovo yoga 14s
System version: Windows 1 1 Professional Edition
Application version: v98.0.4758.82
First, the first step is to log in to official website, and click the credit card to enter the credit card online banking.
Second, find online banking payment immediately and click the first online banking payment limit.
Third, at this time, you can see that you can modify the current and current one-day limit.
4. Then click Select to modify the current one-day limit, and click the modify option at the back.
5. Then, you can enter the payment limit and click Next.
6. Finally, after checking whether the input completion limit is correct, click OK to finish.
Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many unique functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel".
Ping An Bank Credit Card Center was established in 2000 and settled in Shenzhen Qianhai, 20 15. Upgrade to a credit card franchise with second-class legal personality and relatively independent operation. By the end of 20 18, 1 1, the number of cards in circulation exceeded 50 million.
Ping An Bank is one of the main business departments of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.
In 20 15, Ping An Car Owner Card won the "Shenzhen Banking Industry Financial Innovation Excellence Award" and "Shenzhen Nanshan District Financial Innovation Contribution Award".
Ping An owner Platinum Credit Card won the 20 17 Du Nan Golden Brick Award as "the most popular credit card for consumers";
Ping An Platinum Credit Card and Ping An Elite Platinum Credit Card won the "20 17 Excellent Credit Card Service Bank" in the 6th China Financial Excellence Award sponsored by Economic Observer.
The National Business Daily hosted the 20th/KLOC-0th/8th China Financial Development Forum and the 9th "Jinding Award" awarding ceremony, and Ping An Bank Credit Card Center won the "Outstanding Credit Card of the Year" award.
The Owner Credit Card of Ping An Bank won the "Golden Engine" Award of China Automobile and the "20 18 Best Owner Service Credit Card" in the automobile financial service category at the 9th Annual Meeting of China Automobile Finance.
The results of the "Golden Brick Award" of Southern Metropolis Daily were officially announced. Ping An Manchester United's Red Devils Platinum Card was recognized by the judges and won the "Most Unique Credit Card" award in one fell swoop.
Ping An Credit Card has successively won several heavyweight awards such as "Financial Value List 20 17 Innovative Payment", "Credit Card Gold List 20 17 Most Innovative Credit Card Bank of the Year" and "Most Internet Gene Credit Card Bank of the Year".
This concludes the introduction of Ping An credit card quota and how to deal with it. I wonder if you found the information you need from it?