Enlisting in the army to fill in household debts does not count if you use a credit card, so it will not affect it.

It does not affect serving as a soldier, but if you maliciously overdraft, constituting credit card fraud, and are held criminally responsible, you will not be able to serve as a soldier. During the recruitment period, citizens applying for recruitment should follow the regulations of counties, autonomous counties, cities, and municipal districts. According to the notification from the military service agency, go to the designated physical examination station for physical examination on time.

Citizens who meet the conditions for active service and are approved by the military service agencies of counties, autonomous counties, cities, and municipal districts will be recruited for active service.