Since August, 2065438, the National Development and Reform Commission has cancelled some bank charges, including small account management fees and annual fees. But in fact, it is not easy for consumers to want to reduce or exempt, and all five state-owned banks need to apply in person at bank outlets.
According to the charging standard, if a bank customer's account (excluding credit card) does not enjoy the account management fee (including small account management fee) and annual fee exemption, the bank shall provide the account management fee (including small account management fee) and annual fee exemption account (excluding credit card and VIP account) according to the customer's application.
You have also been detained, which means that you have not gone through the formalities of reduction or exemption. Please go to the bank counter. The customer service manager of a bank outlet explained that some customers have multiple cards in a bank and don't know which card needs to be reduced or exempted. Therefore, customers need to bring their ID cards and bank cards to the counter to apply for exemption and reduction, and the document stipulates that "the bank will exempt and reduce according to the application".