The points of China Merchants Bank are still relatively valuable. The credit card points of China Merchants Bank are calculated according to a single consumption, and the RMB is 1 point every 20 RMB or 2 USD, and the points are permanently valid.
What are the contents of the new points reward plan?
According to the announcement, the new version of China Merchants Bank's individual user incentive plan and individual user transaction incentive points applicable to merchants will take effect on May 1 day (inclusive) in 2026.
It is understood that China Merchants Bank debit card users, China Merchants Bank credit card users, "China Merchants Bank App" users and "Pocket Life App" users (hereinafter referred to as "users") can all participate in the program.
Which online transactions of China Merchants Bank have points?
Let me explain here that online transactions, such as code scanning, our common online channels such as card-free payment, all have points as long as they correspond to the payment company.
China Merchants Bank also has some blacklisted merchants with no points. Although there are points in the industry, this merchant does not, and the specific details are paid to you. You can download and view them.
China merchants bank gobbledygook download
Through the above scheme, we can see that standard merchants basically have credit card points, except that some industries have relevant regulations to restrict transactions. Preferential merchants have no points, online payment is basically liberalized, and there are points, so don't worry about swiping cards.
Regarding raising cards, Bian Xiao said that the card risk control of China Merchants Bank is relatively strict. Everyone should pay more attention to the use of cards, because most of the current POS machines are supporting merchants, and it is relatively difficult for the industry to choose this piece, even if there is a supporting form. Not particularly accurate. We don't have to care too much about supporting industries. As long as the businesses that are brushed out are standard.
As long as it is a standard merchant, it doesn't matter, and there is no need to pay attention to specific merchant names or industries.
However, many small partners mentioned that it is often impossible to trade with a good driver to brush the China Merchants Bank card. This high probability is because the matching merchants are blacklisted merchants of China Merchants Bank. There are trading restrictions. You can brush it after a while, not a blacklisted merchant. If your POS machine has too many blacklisted merchants of China Merchants Bank, I suggest you change it to a new one.