As we all know, credit cards have a certain period of use, usually 5 to 10 years. When the credit card expires, you need to replace it with a new card. So, for an expired credit card, if you don’t activate a new card for a long time, will it be automatically canceled? Let’s take a look.

If the credit card expires and the new card is not activated, will the new card be automatically canceled?

No. After the cardholder receives the credit card, it will not be automatically canceled without activation. However, after the cardholder receives the credit card and does not activate it, he cannot use the new card. If the cardholder does not activate the card for a long time, the staff of the card-issuing bank will often call the cardholder's phone number to inquire about the specific situation. Usually, if the cardholder is unwilling to activate the new card, the bank will automatically cancel the new card.

After the credit card expires and a new card is received, what should I do with the old card?

After the cardholder’s credit card expires and receives a new card, he can activate it first. After the activation is successful, The old card will become invalid. The consumption and repayment information on the old card will be transferred to the new card, and the cardholder can use the new card normally. For old cards that have expired, cardholders can cut off the magnetic strips and discard them.

Will repayment and card use be affected during the credit card replacement period?

No impact. During the credit card replacement period, active repayment operations and agreed repayments will not be affected. If the cardholder chooses to repay by card, any amount due from the previous bill can be returned to the original card number.

The above are some contents about card replacement when credit card expires. You can pay attention to it.