Credit cards (debit cards) cannot be used to repay housing loans, and credit cards (debit cards) cannot be used as accounts to withhold the principal and interest of housing loans. Relevant users need to open one at the lending bank when applying for a housing loan. A savings account to repay deductions.

Credit cards (debit cards) are mainly used for daily consumption and cannot participate in real estate transactions. This involves the risk of real estate speculation. Therefore, when repaying a mortgage, you need to deposit the mortgage into a designated bank in advance. in debit card.

It is taboo for banks to use credit cards (debit cards) to pay mortgages. Once such behavior is discovered, the card will be locked directly and the bank will also be included in the blacklist.