Usually, before the credit card expires, the bank will take the initiative to mail a new card for the customer. However, cardholders should pay attention that if the mailing address changes, they should call the credit card customer service center in advance to change the mailing address, so as to avoid getting a new card.
In addition, if you don't receive the new card as scheduled, you should contact the bank in time to inquire about the relevant information and ask the bank to reissue the card and send it. After receiving the new card, the cardholder should call customer service to open the card. With the new card coming into effect, the original card will be invalid.
If you don't want to continue using this card, don't think that the credit card has expired, so don't pay attention to it. According to the bank staff, even credit cards that have never been used during the validity period may be in arrears due to annual fees. Therefore, in order to avoid bad credit records, cardholders should be cautious about credit cards that are no longer used.
If you need to cancel your card, the cardholder can directly call the customer service phone number of the relevant bank or bring relevant materials to the bank outlet for handling.