If you cannot withdraw money from your Shanghai Pudong Development Bank credit card, it is most likely caused by damage to the magnetic stripe of the credit card or insufficient credit limit.

If it is the first reason, that is, the credit card cannot be swiped due to the damage to the credit card entry, it is recommended that in order to avoid the damage to the credit card entry, you need to be careful not to put the credit card with your mobile phone, bag magnetic buckle, etc. Put magnetic objects together, and do not store the magnetic strips of two cards opposite each other to avoid damage to the magnetic strips. It is best to place the cards separately. If you find that the magnetic stripe of your credit card is damaged, please contact the card issuer promptly for processing.

If it is the second reason, that is, the credit card cannot be used due to insufficient credit card limit, the website recommends that consumers confirm whether the remaining limit of their credit card is sufficient before making large purchases.

If the limit is insufficient, cardholders with good credit can call the card-issuing bank to apply for a temporary increase in the limit, and the bank will increase the limit based on the cardholder's credit status.

In addition, the reasons why credit cards cannot be swiped at POS machines are summarized as follows:

1. The card is degaussed. The inspection method is to test a purchase in other regular supermarkets, not on TX machines. Test;

2. UnionPay automatically identifies risky transactions, that is, cash-out transactions, such as multiple transactions on the machine (referring to non-well-known merchants or large supermarkets, which generally appear on cash-out machines). The UnionPay system If suspected of cashing out, cash will be withdrawn and paid automatically;

3. Personally set online banking or transaction restrictions.

Of course, in an emergency, if you are not sure why your credit card cannot be charged, the most useful method at this time is to call the customer service number of the credit card issuing bank in time and ask the customer service staff for the reason and solution. , freeze credit cards at critical times to avoid property losses.

Extended information:

The Pudong Development Bank Credit Card is a standard dual-currency Visa credit card issued by Shanghai Pudong Development Bank. It enjoys a variety of discounts and can even apply for a photo card for free.

Application conditions and basic conditions:

Any natural person who is over 18 years old, has full capacity for civil conduct, has legal and stable sources of income and solvency, and has good credit standing. You can apply for a personal credit card master card at the Credit Card Center with your valid identity document and other documents required by the Credit Card Center.

The main cardholder can apply for supplementary cards for other persons who are over 15 years old and have spouse, parent, child, etc. relationship with the main cardholder.

Application process

Get the application form:

Receive the channel

1. Call the application hotline to get the application form

2. Apply for a credit card online

3. Collect it at any Shanghai Pudong Development Bank branch

Fill in the application form

1. Fill in the relevant individuals on the application form Information

2. After confirming that the filled-in information is correct, sign your name in the signature column

3. Attach the required documents according to the prompts on the application form

4. If you choose to fill out the complete application form online, please follow the prompts to confirm "Submit" and "Print"

Reference: Baidu Encyclopedia - Shanghai Pudong Development Bank Credit Card