In the forum, I often see card friends posting that the credit card limit can't be raised, so some people suggest that if you try to spend abroad, it will be easier to raise the amount than domestic consumption. In fact, this statement is also in favor. Of course, it doesn't mean that spending abroad can successfully raise the amount, but mainly depends on the contribution to the bank, the credit of the cardholder and the purpose of the card.

First of all, it is certain that spending abroad will raise the credit card limit.

There are many reasons for this. First of all, people who can generally spend money abroad have good economic ability and better qualifications. In addition, overseas credit card processing fees are much higher than domestic credit cards, and consumption abroad can often make more contributions to banks. Therefore, many banks offer cash back discounts for overseas credit cards to attract more cardholders to consumption abroad and earn more fees.

In addition, consumption abroad can also improve the comprehensive score of cardholders. If the comprehensive score is compared to a bucket, domestic ordinary consumption is equivalent to a drop of water in the bucket, then foreign consumption is a glass of water in the bucket, so the withdrawal speed in foreign consumption is much faster than that in domestic consumption, and the withdrawal amount is easier.

Of course, whether consumption abroad can successfully raise the quota depends on the bank's audit results.

If the cardholder's credit card is used well in daily life, has good credit and maintains good consumption habits, it will be much easier to withdraw the amount. Some cardholders may increase the limit immediately after they arrive in consumption abroad, and this effect is obvious. Of course, if the cardholder uses less cards and is overdue, even if he spends abroad, he may not be able to raise the amount.

However, in any case, it is easier to spend abroad and increase the credit card limit than at home. However, one thing to remember when swiping cards abroad is that the consumption interval of swiping cards in different countries should be as 48 hours as possible. Before swiping the card, you should know the available credit limit in order to avoid running out of credit limit, otherwise swiping the card again may be subject to bank risk control.