Credit card overdraft transfer is regarded as overdraft withdrawal, which will generate handling fees and interest.

Fee charging standard: RMB is transferred through bank overdraft, and the fee charging standard is 0.5% of the transaction amount, with a minimum charge of 1 yuan per transaction (at present, only credit card transfer to colleagues' debit cards is supported).

Interest collection standard: from the bookkeeping date to the repayment date, overdraft interest shall be paid at the specified interest rate (five ten thousandths of the daily interest rate).