Hello, you can withdraw the overpayment, but you will be charged a handling fee (the handling fee is calculated as 1% of each cash advance in domestic RMB, and the minimum charge is 10 yuan RMB). In addition, according to the relevant regulations of the People's Bank of China, the daily cash advance of each card in China does not exceed RMB 2,000.

It is suggested that you can apply for overpayment to get it back, and the handling fee is slightly lower. Please call the customer service hotline 4008205555, enter your ID number or card number and inquiry password according to the voice prompt, and then select "9" to transfer the service specialist to handle it for you. The account number of overpayment and recovery must be the same as your credit card account name, and a certain handling fee is required, which is 0.5% of the recovery amount. The minimum consumption is 5 yuan RMB or US$ 65,438. At present, our bank has introduced preferential policies, with the maximum charge of ￥50 yuan or $65,438+00.

If you have any other questions, please add QQ corporate customer service 4008205555 or find WeChat WeChat official account "China Merchants Bank Credit Card Center" and add attention.