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Can China Everbright Bank be divided into 24 stages?

The credit card of China Everbright Bank can be divided into 24 installments.

In the credit card billing/transaction installment business of China Everbright Bank, there are 3 installments, 6 installments, 9 installments, 12 installments, 18 installments and 24 installments (each installment is one month), and the handling fee for each installment is .9%, .82%, .8%, .8%, .87% and .9% in turn. The 24th issue can be APPlied through telephone outbound channels and Internet channels (including China Everbright Bank credit card official website, mobile phone WeChat and "Sunshine Hui Life" mobile app).

Extended information:

Tips for credit card installment business

The annualized interest rate of installment fee is higher. The installment business repays the bank every month, but the handling fee for installment repayment remains unchanged. The annualized interest rate of Everbright Bank for 24 months is as high as 18%. Such a high amount, are you shocked!

credit card prepays in installments. If the remaining money in the installment repayment process is not installment, the final payment will be paid off at one time, and the handling fee will still be charged. Once the credit card is installment, even if you repay in advance, you still need to pay the handling fee for the remaining months or charge a fixed handling fee.

cash installment is not cheap. At present, banks are vigorously promoting credit card cash installment business. The handling fee for cash installment is higher than that for bill installment, the annualized interest rate is close to 2%, and the management fee is high. Choose this business carefully.

Reference: Credit Card of China Everbright Bank.