Detailed description:
1. Credit card overdue: Credit card overdue refers to the failure to repay the credit card loan or the minimum repayment amount at the agreed time.
2. Micro-credit: Micro-credit refers to micro-credit products, which are designed to provide micro-credit services for individuals and usually require higher personal credit records.
3. Influencing factors: overdue credit cards have a negative impact on personal credit records, which may lead to a decline in credit scores. If the credit score is below a certain threshold, it may affect the eligibility of individuals to apply for micro-credit loans.
4. Threshold: The specific threshold varies from region to region and financial institutions, and there may be no open standard. Different banks or financial institutions have different requirements for credit score.
5. Supplementary information: It is assumed that micro-loans are provided by institutions associated with credit card issuers or related financial institutions. In addition, we have no further information to determine the specific impact and consequences.
Summary:
Credit card overdue 13 days may have an impact on the application for small loans, depending on the personal credit record and the requirements of the corresponding financial institutions. It is recommended to repay the loan on time and maintain a good credit record.
Extended data:
Microfinance is a kind of microfinance product, which is provided by many domestic banks and financial institutions. It mainly provides emergency financial support for individuals who lack relevant collateral or credit records. Microfinance is a policy launched in recent years, aiming at solving the financing difficulties of small and micro enterprises and individual industrial and commercial households during the economic transformation period.