What departments are there in the credit card center?

There are review department, business department, finance department, and collection department

The credit card department manages all credit card matters, including credit card inquiries Apply for users' credit qualifications, apply for credit cards for qualified users, calculate credit card interest and service fees, track overdue users' personal information and recover arrears.

The credit card center mainly has the following departments: review department, business department, finance department, and collection department.

The bank's credit card center mainly has several major positions: management positions; development positions, which are the most common positions in the bank's credit card center, and channel development positions are also in this category; personnel and finance positions, responsible for People and finance, but many bank credit card centers are not self-service finance, so they are not necessarily set up; there are many technical positions, including the development of new financial products, mobile product development, network maintenance, technical services, etc. position. In addition to the above positions, the bank's credit card center also has many other positions.

The job of the bank credit card center is to do business. Simply put, it is to let customers apply for credit cards of their bank. All bank credit card centers handle credit card business. The credit card center is a huge department unit, usually a secondary department of a bank, including risk control, customer service, gifts, co-branded activities, etc.

All functions of the credit card need to be managed by the Credit Card Center. For example, card approval, credit rating, consumption account records, risk control, credit card promotions, card points management, etc. These are core functions and are generally formal employees of the banking system. Telephone customer service is generally outsourced.

The credit card center is relatively independent in management, similar to a branch, but under the management of the head office. However, the difference between a bank credit card center and a bank lies in management issues. Credit cards are generally run by third-party institutions, with only a few people from the bank handling the business. The bank is internal, but the people it recruits now are basically contract workers dispatched by third-party labor departments.

Where is the credit card management center and what department is it?

The Credit Card Management Center is located in the Banking Regulatory Bureau and the People's Bank of China. Is this a confidential organization so few people know about it?

What is the supervisory department of the Credit Card Center?

The supervisory department of the Credit Card Center is the China Banking and Insurance Regulatory Commission.

The main responsibilities of the China Banking and Insurance Regulatory Commission are to uniformly supervise and manage the banking and insurance industries in accordance with laws and regulations, maintain the legal and stable operation of the banking and insurance industries, prevent and resolve financial risks, and protect financial consumers. Legitimate rights and interests and maintaining financial stability.

The credit card center is an internal organization of the bank, and the bank is supervised by the China Banking and Insurance Regulatory Commission. Therefore, the regulatory department of the credit card center is the China Banking and Insurance Regulatory Commission.

Extended information:

Finance is the core of the modern economy, and we must attach great importance to preventing and controlling financial risks and ensuring national financial security.

In order to deepen the reform of the financial supervision system, solve the problems of unclear supervisory responsibilities, cross supervision and supervisory gaps in the current system, strengthen comprehensive supervision, optimize the allocation of supervisory resources, and better coordinate the supervision of systemically important financial institutions , gradually establish a modern financial regulatory framework that is in line with the characteristics of modern finance, coordinates supervision, and is powerful and effective, so as to maintain the bottom line of preventing systemic financial risks.

The State Council’s institutional reform plan proposes to integrate the responsibilities of the China Banking Regulatory Commission and the China Insurance Regulatory Commission and establish the China Banking and Insurance Regulatory Commission as an institution directly under the State Council.

In March 2018, the first session of the 13th National People’s Congress voted to adopt a decision on the State Council’s institutional reform plan and the establishment of the China Banking and Insurance Regulatory Commission.

Do rural credit cooperatives have a credit card management center?

Yes. According to the relevant information, rural credit cooperatives have a credit card management center. I can apply for a credit card at the rural credit cooperative with my ID card and proof of salary income.

This is the end of the introduction about the Credit Card Management Center and what the Credit Card Management Center is for. Have you found the information you need?