1, from the card appearance color: gold card is gold; Puka is generally blue, white, colored, etc.

2. The amount of the slave card: the gold card is generally10000-50000; Puka is generally 1000- 10000 (the Puka of individual banks is lower than 1000 or higher than1w);

3. Annual fee of subordinate card: the annual fee of gold card is higher than that of ordinary card, and the annual fee of the first year is directly exempted. If you swipe your card for 6 times in the first year (unlimited amount), you will be exempted from the annual fee for the second year, and online payment will also be included in the number of swipes.

The first year refers to the card issued within 12 months, such as the card issued in February 2007, from the first year to1October 30, 2008.

4. Credit card redemption points: points are redeemed for gifts, and the gold card will be slightly more favorable than the Puka.

In short, for a few high-spending customers, the Bank of Communications Gold Card may have certain advantages, but for most Bank of Communications credit card users, the difference between the gold card and the ordinary card is very small.