1, the threshold for applying for e-gold is relatively high.
Many people think that "heart e-gold" is the cash installment of Everbright Bank's credit card, but it is not. "Heart E-Gold" is a pre-borrowed cash credit card product launched by China Everbright Bank for high-quality credit card customers. Its nature is similar to that of online loan products on the market, with a maximum loan of 200,000 yuan.
The application threshold for "Heart E-Gold" is relatively high, and not all credit card users of China Everbright Bank can apply successfully. Only high-quality credit card users have the opportunity to successfully apply for "Heart E-Gold".
2. Xinyi Fund does not occupy credit card quota.
At present, many banks' credit cards have some additional loan products, such as CITIC's "quick money" and Huaxia's "quick loan". Most of these loan products do not occupy the credit card quota, so does the "new e-gold".
If you have a credit card of China Everbright Bank, the amount of "Heart E-Gold" applied for is not shared with the credit card amount of China Everbright Bank under your name. In addition, the quota of "Heart E Gold" can be recycled, which is convenient and flexible.
3, heart e gold application method
The application method of "Heart E Gold" is relatively simple. Generally speaking, "Heart E-Gold" can only be applied on Sunshine Life APP. After logging in to Sunshine Life APP, you can find "Heart E Gold" on the homepage.