1, general industry 1%, special industry about 2% (such as hotels, guesthouses, jewelry, handicrafts, etc. ).
2. For bulk transactions and wholesale transactions, the discount rate is capped, generally 0.5%- 1%, and the single 20 yuan or 50 yuan is capped.
3. The handling fee shall be borne by the merchants and deducted when UnionPay liquidates the funds. Among the proceeds, 70% is from the issuing bank, 0/0% is from UnionPay/KLOC, and the rest is from the acquiring bank or acquiring company.
4. Any other deduction rate, such as 0.4%, 0.8%, 1.6% or 1.8%, etc. It is different for different types of industries and is unified throughout the country.
Consumers will not deduct money from the consumer's bank account when they swipe their cards on the POS machine, and the handling fee deducted by the POS machine will be deducted from the merchant's bank account. POS card processing fee is deducted from the merchant's account according to the business license and business scope of the merchant.