Reliable.
Second, the specific analysis
Zhaolian Finance is a formal lending platform, approved by the CBRC, and also holds the license of a formal financial institution. Its products include: cash loans, staging malls, students' spare time, credit life and so on. It mainly provides financial platforms such as cash loans and installment consumption services. Belonging to a lending company, lending is to collect credit information.
1. From the background, Zhaolian financial platform was jointly established by China Merchants Bank and China Unicom. Most of the initial team of Zhaolian came from China Merchants Bank, and Unicom gave him great financial support. As a state-owned enterprise, the CBRC also has this blessing, and its background strength is very strong.
2. In terms of products, Zhaolian's cash loan interest rate is low and the customer experience is good. In the golden age of blood-sucking cash loans (most of the interest rates exceeded 36%, and a few even exceeded 65,438+0,000%), they always insisted on low interest rates, and they were purely online transactions without any handling fees. It is a rare platform for conscience lending.
3. In terms of development, Zhaolian is the fastest growing consumer finance industry. Three years has passed Gitzo, which was founded in 10. With the background of state-owned enterprises and the internet speed, it is very powerful.
4. In terms of ability, Zhaolian is based on fintech technology, and its business is only online, just for the convenience of borrowing. When other cash loan companies are deeply cultivating offline, it is also very courageous for Zhaolian to insist on only doing online.
Under the background of internet plus, Zhilian Platform came into being. Zhaolian Consumer Finance Co., Ltd., which belongs to Zhaolian Platform, is an Internet consumer finance enterprise jointly sponsored by China Merchants Bank and China Unicom. The bidding enterprise is located in Shenzhen, Guangdong Province. This company aims to explore a new model of Internet finance in China, and officially opened on March 6th, 20 15.
Zhaolian Company is good at using new technologies to explore new development models and constantly strive to create new consumer finance experiences, which has a background. Large enterprises with the ability and courage to provide financial services are constantly improving their core competitiveness.
Therefore, it can be clearly said that Zhaolian Finance must be a formal platform, and it is a financial platform approved by the CBRC.