How to cancel a Hua Xia Bank credit card

As follows: 1. Customer service hotline: Dial the Hua Xia Bank credit card customer service hotline directly at 400-669-5577 or 95577, transfer to manual service, and apply for cancellation of the credit card.

2. Bank outlets: Bring your valid personal ID and credit card to any Hua Xia Bank outlet and ask staff to help with the credit card cancellation procedures.

Hua Xia Bank officially issued Hua Xia Credit Card on June 18, 2007. Hua Xia Bank's first series of credit cards are divided into three types: ordinary card, gold card and titanium card. In terms of product function design, Hua Xia Credit Card has launched a number of innovative functions and services; in terms of credit card limit, repayment period, interest-free policy, etc. There is something innovative. The issuance of Hua Xia Credit Card is a major progress in the strategic cooperation between Hua Xia Bank and Deutsche Bank. It also marks Hua Xia Bank's first entry into the Chinese credit card market.

Any individual who is over 18 years old, has full capacity for civil conduct, has a legal and stable source of income, and has good credit standing can apply for a personal credit card master card from the Hua Xia Bank card issuer with his or her valid identity document. .

Applicant qualifications for supplementary card: The principal cardholder of the personal card can apply for an supplementary card for the designated natural person with full capacity for civil conduct or with limited capacity for civil conduct who is over 15 years old. Applicants under the age of 18 must obtain the consent of their legal representative. The primary cardholder is responsible for all debts incurred by the supplementary card. Compatriots from Hong Kong, Macao and Taiwan do not need to pay a deposit and can apply under the same conditions as mainland residents.

Annual fee-free policy: Swipe the Gold Card 5 times to waive the annual fee for the following year

Cash withdrawal fee: 1% of the transaction amount, the minimum fee is 5 yuan domestically, and 5 yuan overseas. The minimum fee is 15 yuan or 2 US dollars

The longest interest-free period: 51 days

Multiple account management: *** limit available

Online payment: not yet Supported (dual-currency cards can be paid through external card channels on some websites)

Instalment business: you can choose a high-value consumption transaction that has not yet issued a statement (the amount of a single transaction is not less than RMB 500) or equivalent), call the Hua Xia Bank Credit Card Center to apply at any time, and you can enjoy zero interest and zero fee installments for up to 6 months.

The maximum amount that titanium card holders can enjoy is RMB 15,000, the maximum amount that gold card holders can enjoy is RMB 10,000, and the maximum amount that ordinary card holders can enjoy is RMB 10,000. RMB 5,000.

Billing date: Each cardholder's billing date is different. Your billing date will be listed in the statement. You can adjust the billing date according to your income and salary payment date, but it can only be changed once a year

Card types: regular card (limit 2,000-20,000 yuan), gold card (limit 5,000-50,000 yuan), Titanium Card (limit 20,000-200,000 yuan)

Currency: RMB, RMB/USD

Cancellation of Hua Xia Bank Credit Card

Cancellation of Hua Xia Credit Card supports two There are three ways to cancel the card: cancel by calling customer service or cancel by offline bank branches. For example, to cancel the customer service call, the cardholder can call the Hua Xia Bank credit card 24-hour customer service hotline 4006695577. After being connected, select manual service according to the voice prompts and apply directly to the customer service to cancel the credit card. Customer service will check the cardholder's identity before registering. And it will handle card cancellation for cardholders in about 5 working days.

Generally speaking, you can cancel by calling customer service, but if the cardholder accidentally loses his credit card, he can also go to the counter of a Hua Xia Bank branch to cancel the card. After successfully canceling the card, you should call Hua Xia Bank Credit Card Customer Service within about 45 working days to inquire whether the account has been successfully cancelled, so as to avoid the existence of unsettled funds, which will affect the cardholder's credit record.

You need to pay attention to the difference between canceling a Hua Xia Credit Card and canceling an account. Cancellation of a Hua Xia Credit Card refers to the cancellation of a certain Hua Xia Credit Card, which can be the main card or the supplementary card. Canceling a Hua Xia Credit Card account means canceling the entire account of the cardholder.

After the user submits a credit card cancellation application, the cancellation is not successful immediately. There is a 45-day risk period after submitting the application, which means that the cancellation is not considered successful until the 46th day. The purpose of asking users to wait for 45 days is to avoid users incurring unsettled charges, and during this period users can also choose to cancel the cancellation application. And after 45 days, the credit card was successfully canceled.

How to cancel Hua Xia Bank credit card

How to cancel Hua Xia Bank credit card:

1. Apply for cancellation of Hua Xia Bank credit card by phone

Need to cancel the credit card Users can call the Hua Xia Bank credit card customer service hotline, ask the staff to cancel their cards, and inform them. After the information is successfully verified, the card will be canceled.

2. Bank application for cancellation of Hua Xia Bank credit card

Users can directly hold Hua Xia Bank credit card, go to a nearby bank branch, and cancel the credit card at the counter. ?

Operating environment:

Brand model: iPhone13

System version: iOS15.0

app version: 5.6.0

Extended information:

1. What is the limit of Hua Xia Platinum Credit Card?

1. The minimum limit of Hua Xia Bank Platinum Credit Card is 3,000 and the maximum limit is 5,000. .

2. The Huaxia Bank Platinum Credit Card limit is mainly related to the financial proof you provide. Of course, platinum card holders can slowly apply for an increase.

3. Platinum Credit Card is one of the highest-level cards of Hua Xia Bank. The credit card limit is not a rigid rule, but if you want to significantly increase the limit in the short term, you need to submit monthly salary statements or Hua Xia Bank. time deposit certificate. These methods can effectively solve the problem of increasing the amount of platinum credit cards.

2. There are two ways to increase the credit limit of Hua Xia Credit Card:

1. Hua Xia Bank credit card holders can apply to increase the credit limit after spending with the card for a period of time. Hua Xia Bank The credit limit will be adjusted for you based on your consumption repayment record;

2. When your financial level has improved to a certain extent, Hua Xia Bank can also provide relevant certificates (such as those you have not provided before) Real estate, cars, savings certificates, etc.), the relevant departments will review your credit limit based on the materials you attached.

3. Huaxia Credit Card Application Method:

1. Apply at an outlet. Bring the relevant information required to apply for a credit card and go to the local Hua Xia Bank branch to apply for a credit card. When applying, you need to submit relevant information and fill in the relevant application form.

2. Contact the account manager to apply. Currently, there are also credit card account managers from Hua Xia Bank who will come to your home to handle credit card applications for applicants. Applicants can also apply directly through the account manager of Xicai.com.

How to cancel Hua Xia Credit Card

You can cancel the credit card in the following ways:

1. Cancel the card over the phone. For many banks’ credit cards, you only need to make a phone call. To cancel, you must first confirm that there is no outstanding balance in the account before canceling the credit card, and there should be no balance. Then call the credit card customer service number and transfer to manual service, and apply directly to the manual customer service to cancel the credit card.

2. Cancel the card at the outlet. Some banks also require you to bring your ID card and credit card to the bank to cancel the card. You need to fill out an account cancellation application and will call you to confirm a few days later.

3. Cancellation at the bank counter is the same as canceling a card at an outlet. You need to bring the necessary documents, such as ID card and credit card. If you owe money on the credit card, you need to bring cash at the same time.

1. The first cardholder needs to call the official customer service hotline of Hua Xia Bank and be transferred to manual customer service according to the voice prompts on the phone. After the transfer is successful, the cardholder first needs to provide his or her ID number and credit card. After verifying the relevant information, the cardholder can apply for credit card cancellation.

2. Secondly, after submitting the credit card cancellation application, the cardholder needs to follow up on the progress of his or her credit card cancellation at any time. Because credit card cancellation takes a period of time, if anything happens during the period, You need to contact the bank in time to confirm that the credit card cancellation is successful before proceeding with the card cutting process.

3. Hua Xia Bank’s customer service hotline provides 365×24 all-weather services, including: account inquiry, transfer service, telephone remittance, SMS customization, appointment business, Longying Financial Management, foreign exchange card, account loss report, Fax service, consultation service, VIP one-line communication, telephone settlement TPOS, air ticket and hotel customization and other functions.

4. Notes on canceling Hua Xia Bank credit card: Pay off all outstanding balances in a timely manner. This arrears includes bill arrears and annual fees.

If there are still outstanding balances in the card, just sell it directly without hesitation. After the interest is compounded, when the amount reaches a certain amount, the bank will start to collect the debt. Confirm whether to cancel the account after 45 days. Credit card cancellation is usually handled through customer service, but it is not possible to cancel the card successfully at that time. When canceling the card, the account will enter the pre-cancellation state. Whether the account has been successfully canceled will not be known until 45 working days. The magnetic strip must be cut when canceling the card. If the card is complete, it may still be usable in some consumption places that only require information without verifying it. There is a large amount of personal information in the card, and keeping it there is a risk of security leakage.

That’s it for the introduction on how to cancel Hua Xia Credit Card.