At present, our bank provides a three-day repayment grace period (no application is required). If it is inconvenient for you to repay in full, you can repay according to the minimum repayment amount, and the minimum repayment amount cannot enjoy the interest-free repayment period. From the bookkeeping date (usually the day after consumption), interest will be charged on all consumption in the current period, with a daily interest rate of 0.5 ‰ until you pay it off in full. If all the payable amount of this period is paid off before the due repayment date, you can enjoy the interest-free period of consumption. You can choose the repayment method according to the specific situation. In addition, you can also consider applying for bill installment. See /financing/bill.aspx for details.