Bill installment refers to applying to CCB for installment payment of bill consumption from the billing date to the final repayment date (once every 30 days). However, the maximum application amount does not exceed 90% of the total consumption in the billed bill (excluding cash withdrawal, installment payment and other transactions stipulated by CCB), which is the whole bill application.
For example, suppose that the 7th is the billing date, 4/7 of the billing date repays 2,000 yuan, 4/65,438+05 applies for the billing installment of 65,438+0,500, and 5/7 settles the down payment and installment fee. If the remaining 500(2000- 1500) of the bill settled on April 27th is returned, the current consumption will still enjoy the interest-free period and no interest will be charged.
You can not continue to repay the loan, but the consumption in this period does not enjoy the interest-free period, and the bank will charge interest in full at the rate of five ten thousandths per day from the date when the consumption is recorded. So this means that you can not continue to pay back, but interest does not mean that you don't have to pay back.
Extended data:
Staging business advantage
1, convenient application-WeChat, mobile banking, website, SMS and telephone can be handled at any time to know the winning result in real time;
2. The number of periods is flexible-3, 6, 10, 12, 18, 24 and other periods can be selected;
3, the amount is optional-up to 90% of the bill balance, one-time package application;
4, easy repayment-the first principal and handling fee are recorded in the next month's bill and enjoy a longer interest-free period;
5. Monthly handling fee = total installment amount * handling fee rate, and each billing date after installment will be recorded and collected on schedule.
China Construction Bank-introduction and process of bill installment business