On highways where ETC is opened, the fees that need to be collected are directly deducted from the debit card or credit card.

As soon as the car passes the toll station, the system will deduct the money immediately. ETC credit cards are charged first and then deducted. They are settled once a month. The ETC center makes unified settlement and then deducts it from the bank credit card account. After waiting for the credit card statement, you can repay as normal.

Extended information:

The deduction time of Bank of China etc is not fixed and is affected by the high-speed traffic conditions of etc car owners. However, under normal circumstances, it takes about 3 days to complete the toll deduction for highways within the province, while it takes about 5 days for highways outside the province. The specific time will be subject to the actual deduction time of Bank of China etc.

For ETC credit cards, due to the overdraft function, the bank will calculate the deduction details once a day. Users only need to pay off the credit card bill on time on the repayment date. When using ETC debit cards, fees are generally deducted on a periodic basis, and the efficiency of ETC deductions varies in different regions.

Notes:

1. Due to insufficient balance of the ETC stored-value card, it may be included in the ETC blacklist and cannot pass the national highway. It only needs to be removed 24 hours after the ETC recharge. Those who evade tolls and are included in the ETC blacklist will not be able to travel on national expressways, and will be charged based on the longest distance along the entire expressway.

2. If the points deduction fails due to ETC equipment failure, you can bring the ETC equipment to an ETC service outlet or highway service hall for testing. Non-human damage can be reactivated or replaced.

3. In order to ensure the normal deduction of ETC equipment, it should be avoided in places with strong magnetism and moisture. In addition, the ETC electronic tag should be charged regularly when it is not used frequently to avoid affecting the service life of the internal battery of the ETC equipment.

When traveling on a highway, first use the industry debit card in the ETC credit card to record the account, and then the local highway settlement center will send the data to the bank for deduction, so the deduction time and the passing time may be inconsistent. In some cases, these two are running on high speeds, and the deductions may be made every two to three days or a week, and then the deductions will be concentrated.

It is recommended that every once in a while, you can bring your credit card and ID card to a CCB outlet to print out the access details. The details show the name of the entry and exit site, time, billing amount and our bank's deduction time, so that you can check it. .

For the etc credit card issued by China Construction Bank, the method of debiting the account first and then settling the account when passing the highway is generally used. When you use the card to go to the highway toll station, the toll will be deducted from the etc credit card main account, and there is no need to recharge in advance.

Deduction time: Generally, the highway management department will submit the toll details of the previous day to CCB every day, and CCB will deduct the toll on the same day based on the details (it will be postponed in case of holidays). If the deduction fails, additional deductions will be made later. Therefore, the date shown on the CCB bill may not match the actual travel date, which may generally be 1-2 days later.