Whether the credit card limit in Bank of Ningbo is high or not depends on the application materials submitted by users. If you can submit some materials to prove that you have strong repayment ability, the bank will give a higher credit line when issuing cards. If you submit fewer financial certificates, the credit limit will be lower.
It is worth noting that the credit limit of a credit card is not constant. Users will return the credit card on time after using it, and the credit line of subsequent credit cards will continue to increase. If the credit card is returned after use, the credit limit of the credit card will be reduced, and the card that cannot be used for a long time will be frozen.
There are many kinds of credit cards in Bank of Ningbo, and users can choose according to their own needs. The types of credit cards launched are Huitong RMB Credit Card (version B), Huitong MasterCard International Card, Visa Huitong Global Card, Huitong Platinum Card and Eben Credit Card, and the rights and interests contained in different cards are different.
Users can apply for a credit card through the bank official website and the bank counter. When applying, they must ensure that their personal credit information is good. If the personal credit information is poor, the application will be directly rejected by the bank, even if the application is changed to another bank, it will not be successful.
Bank of Ningbo was established in April 2007 1997, and became the first city commercial bank listed on Shenzhen Stock Exchange in July 2007 19. 2065438+In May 2005, Yingyong Financial Leasing Co., Ltd., a wholly-owned subsidiary of Bank of Ningbo, officially opened; 20 19 12. ningyin finance co., ltd, a wholly-owned subsidiary of Bank of Ningbo, officially opened.