The only banks that support card processing are Bank of Communications, Bank of China, Guangfa Bank, Shanghai Pudong Development Bank and Ping An Bank. Only banks with local outlets can apply.

To apply for a card with a card, the following conditions need to be met:

1. It is stipulated in general banks that customers who have held a credit card of a certain bank for more than 6 months (some stipulate for more than 3 months) can apply for a credit card of another bank with a copy of their ID card and a copy of the front and back of the credit card.

2. If personal financial proof is provided when applying for a credit card, it will help to obtain a higher credit limit: a copy of the certificate of own property, a copy of the original and copy of the motor vehicle driving book, a copy of the bank's fixed (current) deposit certificate (passbook) or a copy of the academic certificate, etc.

3. The status of the credit card held is normal and the use record is good.

4. The applicant has no bad credit record.