The above is the bill for September 7th. The credit card was opened in August. 12. In order to buy car insurance. My friend said that Ping An Credit Card can be interest-free for several months. So I did it, thinking about returning it slowly. The merchant also said that it will be interest-free for at least 2 months. So as soon as I opened the door, I brushed more than 4 K. This is the bill for the first month. The bill date is the 7th of each month. The due repayment date is 25th of each month.
The above is the bill for 65438+10.7. Return 1 0,000 yuan on September 20th. Thought there was an interest-free period. It will be fine next month. ? Note that the repayment on the 20th has not yet reached the final repayment date of the first bill on the 25th. I started my interest 1 13.97 yuan. ? That is to say, the first consumption didn't give me an interest-free period at all.
The above is the bill of165438+1October 7th. Repayment on June 3 1 day 1000 yuan. ? Still owe 2349.39 yuan. ? The interest charge is 46.88. Nothing is interest-free. The maximum interest-free period of 50 days mentioned by the merchants is a lie.
The above is the bill for 65438+February 7th. According to the bill, the consumption in 10 was 165438+ 12693 yuan. ? 165438+1October 65438+June 65438+February 65438 shall be repaid in two installments, totaling 9000 yuan. 6055 yuan. I don't know how to pay it back. Deduct interest 12.99 yuan. ? I wonder when he deducted my interest. Because the consumption of 1 1 has not been a month, I have basically paid it back. Or charge me interest.
The above is the bill for 65438+10.7. 65438+ February didn't spend much. Didn't check the bill much. I thought there would be no interest if I paid back 5000 yuan. Basically, it paid off. Who knows that I checked the bill on the morning of June 65438+1October 65438+August 8, and the interest was 168.57 yuan.
As can be seen from the above, Ping An Credit Card is not interest-free as long as it is swiped at first. Until you cancel it.
Starting tomorrow, pay off the money and never use Ping An credit card again. I will never buy car insurance from them again next year. . I'm bluffing this time. . Believe in peace. . Eternal life . . . .