The shopping process for installment purchases is as follows:

Check the installment qualifications first: On the product details page, log in to your Taobao account to check whether you are eligible for installments;

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The user's consumption limit is sufficient, and you can select the number of installments you need through "Modify Installment" 3/6/ 9. (Whether it is interest-free or not, please refer to the page display). If the consumption limit is insufficient, you are temporarily unable to purchase installment orders;

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< p>After submitting the installment order, you will go to the Alipay checkout page, which displays your installment number, repayment amount of each installment and handling fee amount;

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If there are no other questions, enter the Alipay payment password to confirm the payment and complete the installment purchase.

Use credit card to pay in installments:

Log in to the homepage of Taobao, click My Taobao - Bought Products - Waiting for the buyer to pay, or when you purchase immediately after placing the order, Click ?Pay and click Add Quick/Online Banking Payment. In the selection by card type, select the credit card payment method. (Note that the consumption amount must be within the remaining credit card consumption limit)

According to the price of the product you choose (the amount within the credit card consumption limit), choose the repayment time. Generally, the repayment period is: 1 month, 3 months, 6 months, 12 months, 24 months. That is, your

product amount ÷ number of repayment months = the amount to be paid in each period.

Apply for Huabei installment payment:

After you use Huabei to purchase goods, you can make payment for the previous month from the 1st to the 9th or from the 1st to the 10th of each month. The amount due is to be paid in installments.

*Warm reminder:

Currently, the number of periods you can choose and the rate corresponding to the number of installments are temporarily:

3 periods: 2.5%?

Issue 6: 4.5%

Issue 9: 6.5%

Issue 12: 8.8%

Extended information:

Taobao is the largest online retail and business district in the Asia-Pacific region. It was founded by Alibaba Group in May 2003. Taobao is China's most popular online shopping and retail platform, with nearly 500 million registered users and more than 60 million regular visitors every day. At the same time, the number of online products every day has exceeded 800 million, with an average of 48,000 sold every minute. items.

As of the end of 2011, Taobao's single-day transaction volume reached a peak of 4.38 billion yuan, creating 2.708 million direct and full employment opportunities.

With the expansion of Taobao's scale and the increase in the number of users, Taobao has also transformed from a single C2C online marketplace into a comprehensive e-commerce model including C2C, group buying, distribution, auction and other e-commerce models. Sex retail district. At present, Taobao has become one of the world's largest e-commerce trading platforms.

In August 2018, Alipay cooperated with Taobao to launch group buying function.

Reference materials: /consumerservice.taobao.com/self-help?spm=a21pu.8253647.0.0.7a05480dQGGTpE#page=issue-detail&knowledgeId=6675019"target="_blank"title="Taobao - Installment How to purchase goods purchased in installments? ">Taobao-How to buy goods in installments?