Yes. Credit card debt settlement with a 30% discount is a relatively common debt processing method. Creditors can settle overdue credit card bills at a lower price. The advantage of this method is that the debtor can avoid the accumulation of more interest and late fees. And be able to clear overdue credit card records faster. A credit card is a bank card that can be used for consumption, cash withdrawal, transfer and other functions, which facilitates people's daily consumption and payment.