Credit cards can be repaid after the minimum repayment date or before the repayment date. The minimum repayment amount of a credit card means that if the cardholder has difficulty in repaying all the payables before the due repayment date (inclusive), he can repay according to the minimum repayment amount stipulated by the issuing bank, but he cannot enjoy the interest-free repayment period. The minimum repayment amount is 65438+ 00% of the consumption amount plus other payables. The minimum repayment amount is listed on the current bill.

The calculation formula of the minimum repayment amount is: minimum repayment amount = 65438+ 00% of the consumption amount within the credit line+65438+000% of the cash transaction amount borrowed in advance+65438+000% of the unpaid part of the previous minimum repayment amount+65438+000% of the consumption amount exceeding the credit line+65438+expenses and interest.