Xiaomi Mall can use credit card discounts for offline installments, because according to the analysis of the credit phenomenon of Xiaomi Mall, if she uses a credit card, her credit card discount limit will not be too high, that is, if she uses a credit card offline, it will not be too high. It is relatively safe, because the offline credit card Xiaomi and its Xiaomi Mall are a relatively large Xiaomi and a more reliable brand, so it is relatively safer to use a credit card