Agricultural Bank of China will formulate preferential policies for annual credit card fees every year, and the annual fee policy will be formulated once a year.

Personal money/Puka? Personal gold card/ordinary card is exempt from the annual fee for the first year, and the annual fee for the next year is exempted after swiping the card five times (the main card and the supplementary card are accumulated separately). Gold card and ordinary card customers who do not meet the number of swipes can exchange 5000 points and 3000 points in their accounts for the annual fees of the main card and the auxiliary card respectively.