after applying for a refund, the refund is directly refunded to your credit card.

if it is a bank card express payment, after applying for a refund, the refund will be directly returned to the bank card;

if the payment is made directly by AliPay or Yu' ebao, the refund will be returned directly to AliPay after applying for a refund;

if the payment is made by online banking or online banking remotely, the refund will be directly refunded to AliPay after the refund is applied.

resources AliPay official website.