I often encounter your situation. Don't worry, sometimes you don't really brush away the money. You can remind the staff at the gas station that you have received the information of successful consumption twice, and then leave them a phone number, telling them to inform you if their credit card statement exceeds the money, and telling them to come back to them if your credit card statement shows that they spend more money in the future. If you had called your bank at that time, as the first floor said, you could only find that the money had been withdrawn from your account, but you could not find out whether the gas station had received the money, so the gas station was not sure whether it had received the money, and generally it would not be refunded directly at that time.

In fact, the bank's SMS consumption reminder is not reliable, because as long as the funds in your account change, the SMS reminder system will give you a SMS reminder whether the seller receives the money or not, so sometimes the money in your account will be less, but the money in the seller's account is not much. Generally speaking, the money may be temporarily hung on the account of the bank (UnionPay) because the seller has not received it. When the bank (UnionPay) processes the credit card transaction information of the previous day, it will automatically return the consumption to you. If you haven't paid it back within 5-7 working days or your statement shows that you have overspent this fee, you can take the statement to the gas station. Don't worry, they can't get away with spending too much. There are many ways to prove that this amount is not your consumption.

In addition, remind friends upstairs that it is not uncommon for the same merchant to spend the same amount twice or more in a short period of time. My work unit often meets some customers who divide a consumption into several equal consumption in order to avoid the annual credit card processing fee, and the bank has no effective method to confirm it. Also, when applying for a credit card, when filling out the form, you will generally be asked to choose between signature consumption, password consumption or password+signature consumption. In addition, I hope that when you apply for a credit card, you can look at the "Credit Card Collection Regulations" at the back. Generally, there will be one, that is to say, all credit card consumption with password is considered as the cardholder's own consumption. So it is not entirely correct to say that only the contracted bank will return one of them. . .