Ping An Bank's credit card is overdue for one day on the basis of the last repayment date, which will not affect the credit investigation. Under normal circumstances, Ping An Bank's credit card has a three-day repayment grace period, that is, three days after the final repayment date. Therefore, the so-called one day overdue is still within the grace period of repayment, so it will not affect the credit investigation. If it is overdue for one day after the 3-day repayment grace period, it will be directly reported to the credit bureau.

Ping An Bank Credit Card is the first credit business launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. In addition to the basic functions of credit card, such as credit consumption and cash advance, it also has many unique functions to provide cardholders with all-round security protection covering "safe consumption, safe home and safe travel".

Ping An Bank Credit Card Center was established in 2000 and settled in Shenzhen Qianhai, 20 15. Upgrade to a credit card franchise with second-class legal personality and relatively independent operation. By the end of 20 18, 1 1, the number of cards in circulation exceeded 50 million.

Ping An Bank is one of the main business departments of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen and its business outlets are located in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

Cost information

Over-limit fee: the over-limit fee is charged at 5% of the over-limit part, with no minimum and maximum limit;

Late payment fee: 5% of the unpaid part of the minimum repayment amount, and the minimum charge is RMB 20 yuan;

Peer withdrawal fee: 2.5% of the transaction amount, minimum 25 yuan;

Inter-bank cash withdrawal fee: 2.5% of the transaction amount, minimum 25 yuan;

Peer overpayment recovery fee: 0.5% of the transaction amount, and the minimum RMB fee is 5 yuan;

Inter-bank overpayment of recovery fee: 0.5% of the transaction amount, and the minimum RMB fee is 5 yuan;

The cost of replacing the card due to damage or degaussing is 15 yuan;

Courier fee (optional) 20 yuan;

Handling fee for reissue of statement: RMB 10 yuan will be charged every month after the third installment is free;

Loss of card reporting fee 60 yuan;

Reset password letter 20 yuan;

20 yuan for obtaining domestic purchase orders;

Application conditions

All natural persons who have reached the age of 18, have full capacity for civil conduct, have a stable and legitimate source of income and have a good reputation can apply to the card issuer for a personal credit card master card with their valid identity documents and other documents required by the card issuer.

Personal card holders can apply for supplementary cards for other qualified natural persons. The cardholder of the main card shall take full responsibility for the debts incurred under the main card and the supplementary card. Supplementary card holders shall be jointly and severally liable for the debts incurred under the main card and supplementary card.