1. Inter-bank transfer takes time. Reference: ① Select fast account arrival, generally real-time account arrival, with a delay of no more than 2 hours; ② Inter-bank transactions usually take one to three working days to arrive because they need to be handled through the bank counters of both parties; (3) If the transfer is made on Friday night, it will arrive next week at the earliest and Wednesday at the latest; (4) From Monday to Friday, the transfer can basically arrive at the other bank before 3 pm that day, but whether the other bank enters the account in time determines the actual arrival time. The bank card will go to the same system immediately. Mobile banking can generally arrive on the same day.

2.20 16 12 1 onwards, bank counters (individual customers only) and non-counter channels except self-service ATMs will provide three transfer methods for customers to choose from.

1. "Real-time account arrival": after accepting the depositor's application for transfer, deduct the money and remit it immediately.

2. "Ordinary arrival": Ordinary arrival refers to non-real-time arrival. After accepting the depositor's transfer application, the deduction will be delayed for 2 hours and remitted.

3. "Arriving the account the next day": After accepting the depositor's application for transfer, the remittance will be delayed until the second natural day. Please note that the arrival of the next day is not 24 hours later.

4. The above remittance time refers to the time when the bank deducts money and initiates remittance. If it is an inter-bank transaction, the arrival time also depends on the inter-bank clearing system of the People's Bank of China and the posting time of the receiving bank.

When the bank handles this transaction, if the relevant clearing system has been closed, the transaction will be deducted at the agreed time and remitted when the clearing system is in normal service.

Everbright Bank transfers money to other banks.

1. There are two ways: UnionPay 24-hour transfer and other bank account transfer:

1) Through online banking-transfer and remittance-transfer by other banks-24-hour transfer by UnionPay;

2) Through online banking-transfer and remittance-transfer to another bank-transfer to another bank account.

2. Real-time, ordinary and next-day transfer can be selected for inter-bank transfer. Real-time transfer method: real-time receipt; Ordinary transfer method: 2 hours later; Next day transfer method: arrive after 2 o'clock the next day.

Note: The arrival time of inter-bank transfer depends on the posting mechanism of the other bank.