First of all, I suggest that you pay in installments, so that the interest (which the bank calls the handling fee) is very low, and 73 yuan every month.

Secondly, let me talk about the interest on the minimum repayment amount and so on. The monthly repayment amount is 65,438+00% of 65,438+00,000 yuan. But you don't enjoy interest-free, so in addition, you need to pay interest every month. The interest rate is 0.5 ‰ per day, which means that 5 yuan money will have interest every day. Suppose you spend 30 days, then your monthly interest is 150 yuan. I can't give you an accurate calculation because I don't know much about you. For example, when you overdraw this 1 10,000 quick money, your bill date, repayment date and so on.