Generally, annual fee exemption for credit cards is a card application activity. The annual fee is waived for the first year of new card application. It can be waived after swiping the card 6 times during the period of use (confirm with the card application specialist, some swipe 3 times). Annual fee for the following year. There are also some credit card types that waive annual fees for life. It is recommended to contact the credit card customer service of the credit card bank to confirm.