When using the Bank of China UnionPay RMB Credit Card in Hong Kong, will the payment be deducted according to the Hong Kong dollar exchange rate or directly deducted in RMB 1:1?

Overseas consumption with UnionPay cards (including Hong Kong, Macao and Taiwan regions of China) can be used at merchants with the UnionPay logo. The settlement is in RMB, and the exchange rate is the UnionPay real-time exchange rate on the transaction day.

The above content is for your reference, please refer to actual business regulations.

If you have any questions, please feel free to consult Bank of China’s online customer service.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GO APP to handle related businesses.

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