Hello, you can withdraw the overpaid cash, but you will be charged a handling fee (the handling fee is calculated as 1% of the cash amount borrowed in advance in domestic RMB, and the minimum charge is RMB10). In addition, according to the relevant regulations of the People's Bank of China, the daily cash advance amount of each card in China does not exceed 5,000 yuan. It is suggested that you can apply for overpayment to get it back, and the handling fee is slightly lower. Please call the customer service hotline 4008205555, enter your ID number or card number and inquiry password according to the voice prompt, and then select "9" to transfer the service specialist to handle it for you. The account number of overpayment and recovery must be the same as your credit card account name, and a certain handling fee is required, which is 0.5% of the recovery amount. The minimum consumption is 5 yuan RMB or US$ 65,438. At present, our bank has introduced preferential policies, with the maximum charge of ￥50 yuan or $65,438+00.

If you have any other questions, please open www.cmbchina.com, the homepage of China Merchants Bank, and click "Online Customer Service" in the upper right corner to enter the consultation.