1. The first issuance time is different

1. In 1958, American Express launched the first charge card. Relying on the credibility of the century-old store and the world-renowned brand, Elvis Presley, who was very popular at the time, became one of the first cardholders. Many businessmen who traveled frequently became active applicants for this emerging product of American Express cards.

2. VISA card was issued in 1976. Its predecessor was Bank Americard issued by Bank of America.

2. The identification marks of the cards are different

1. The identification mark of the American Express card is "American express", which is displayed in capital letters on a blue background in the lower right corner of the card. .

2. The logo of the VISA card is "VISA", and the capital logo with blue characters on a white background is also displayed in the lower right corner of the card surface.

3. Different payment systems

1. American Express has its own payment system and issues credit cards directly to consumers. Unlike VISA, American Express does all the work. Therefore, all American Express cards are issued by one company and use a dedicated payment system.

2. VISA cards are not issued by their respective companies but by banks around the world, and banks earn interest income from them. The user's credit card bill is sent directly by the bank and has no connection with the VISA card company.

Baidu Encyclopedia - Express Card

Baidu Encyclopedia - VISA