Bank cards are issued by banks. Generally, bank cards include debit cards and credit cards. With the strengthening of bank card supervision, if there is any non-compliance with the regulations when using a bank card, the bank card may become invalid. When a bank card is displayed as an invalid card, it means that the bank card cannot be used normally. So what should you do if your bank card shows an invalid card? Let’s find out together.
What should I do if my bank card shows invalid card?
To solve the problem of bank card becoming invalid, we must first understand the reasons why bank card becomes invalid, and then we can prescribe the right medicine to solve the problem. .
1 If the bank card becomes invalid because it has not been used for a long time, generally you only need to go to the bank branch to re-activate the bank card. After the re-activation is successful, the bank card You can resume normal use.
2 The bank card is invalid due to damage to the card body, such as damage to the bank card chip or magnetic strip. In this case, you need to go to the bank branch counter to go through the card replacement procedure. Generally, when changing the card, the card number will be changed together. Of course, users can also choose to change the card without changing the number, but this will take longer, at least a week.
3 Credit cards all have expiration dates. If the credit card is invalid because the card has expired and was not renewed in time, the cardholder can only apply for a new credit card from the bank.
4 If the bank card is reported lost and the loss report is not lifted or a replacement is issued, the bank card will also become invalid. In this case, just go to the bank branch counter to complete the relevant procedures.
There are many solutions to invalid bank cards. If you encounter a situation that cannot be solved, the most direct way is to go to a bank branch and ask bank staff for help. It should be noted that when handling business at the counter of a bank branch, in addition to providing a bank card, you also need to prepare your personal ID card.