1. save and save. If you have a certain amount of savings, it is recommended to deposit a relatively large amount of time deposit in the bank. No matter which bank deposits the time deposit certificate, it can be used as proof of assets when applying for a credit card. The higher the amount, the better. If this deposit belongs to the same bank as the credit card you want to apply for, the success rate of applying for the card will be greatly increased.
2. create bank account flow. If your usual business transactions are transferred through a bank account, the transfer documents for several consecutive months can be used as proof of income; If it is a cash transaction or something else, you can also debit the bank account regularly to save money, creating a running account.
3. provide proof of real estate or vehicle production. If there is real estate or car production under my name, real estate license and car production certificate are very useful financial proof materials; If you have a car and have your own driving license, you can also apply for a car owner's card directly. Compared with the complicated information that ordinary people need to provide when applying for a credit card, the car owner's card provides less information, just have a driving license, and the application success rate is much higher than that of ordinary credit cards.
4. Other reference materials that can be provided are rental contracts, water and electricity bills, etc., and they should also be provided as far as possible. Even freelancers, whose jobs are not stable, should always live more stably, which will increase the chances of successful credit card applications.
5. Purchase the wealth management products of the issuing bank. Wealth management contributes a lot to the bank's income. If it is a VIP customer of the bank, the success rate of handling credit cards will be higher.