There is no money in the credit card, only the credit limit, which is what people usually call the available credit card limit, depends on the effective income provided by the applicant and the value of the asset guarantee. The more income and secured assets, the more quota. There is another kind of money in the credit card, that is, the money saved by yourself. In this case, the money can be taken out, but some banks will charge a certain fee, while others will be free.