Since the central bank has strengthened the risk control of credit cards, it is difficult to apply for a card. If a bank clerk comes to sell you door-to-door to apply for a card, it is still very easy. If you don’t know the clerk, but in public institutions, If you work in a state-owned enterprise and work in an unit that can pay housing provident fund for you, it will be easy to get approved. Of course, if you already have a credit card and want to apply for a credit card from another bank, Shanghai Pudong Development Bank is the first choice. As long as you provide the credit card you have used. Copies of the front and back of other credit cards that have been dated for half a year, a copy of your own ID card, fill out the credit card application form, and send it to the credit card headquarters. Within 15 working days, it will be approved and the new card will be sent to you. If you have never applied for it before, you just need it. Providing proof of identity, proof of income, and other materials that can prove your assets (purchased cars, business licenses, real estate certificates, etc.) can help you pass bank review faster. To sum up, the Bank of Communications' review and approval time is very long, from application to approval. It takes less than three months to get the card by batch mailing. China Merchants Bank and Shanghai Pudong Development Bank are very fast. You can download the credit card application form from their website. As long as the information provided is comprehensive (usually proof of identity and income), the final You can receive a new card in as little as half a month, or as little as a month. Anyway, state-owned banks have a long review period, and joint-stock banks are very efficient. As long as you have a salesperson you know, your application can generally be approved. In fact, the key is the unit you work for, no If you are familiar with the salesperson, as long as it starts with the Chinese character, any bank will be happy to issue cards. Not only state-owned enterprises and public institutions, as long as they can pay the housing provident fund for their employees, and have paid for one year, and are still employed, they will also be approved (must be in the local area) Local household registration, otherwise it will be very difficult)