1. Call the bank's credit card center to ask about cancellation, mainly depending on whether your card is suitable for cancellation, whether there is a balance, etc.

2. Cancel the credit card by phone. After receiving the phone call, the bank will accept the user's application for canceling the credit card, and after deducting the annual fees receivable from all the cards under his account, the account balance will be zero or the customer explicitly gives up the remaining deposit in the account.

3. Go to the bank counter to formally cancel the credit card. The cardholder must bring his ID card and the credit card to be cancelled to the bank to fill out the card cancellation application form. You may receive the card first, and then do the corresponding cancellation procedures one month later, but you can also make an appointment to cancel the account directly on the day of card cancellation.

4. Credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after card cancellation, otherwise there may be some problems in applying for a credit card again; If there are still points in the credit card to be cancelled, it is recommended to redeem them all before canceling the card; After submitting the application for card cancellation, the cardholder should not use the credit card again before it takes effect, otherwise the application for card cancellation will be automatically revoked; After formal cancellation, cut it along the magnetic stripe of the credit card and discard it to prevent it from being stolen.