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Can Ningbo Everbright Credit Card spend and withdraw money in Hong Kong?
It depends on the type of card. Domestic credit cards must have the UnionPay logo, and you can swipe your card as long as there is a UnionPay logo in Hong Kong. If your card has the sign of visa or mastercard, you can spend it where there are these signs. In addition, it should be noted that visa and MasterCard need handling fees in consumption abroad, Chinese mainland.
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