Hello, Taobao will charge a handling fee for credit card payment in the following situations:

1: If the Taobao seller has not opened a credit card for payment, you cannot make a large payment through a credit card. In this case, you can Choose to pay 1 service fee of the transaction amount to complete the payment

2: Taobao uses credit card payment for subsequent installments, and the buyer needs to pay the handling fee himself.

3: The buyer uses an international credit card to pay. At this time, 3 of the transaction amount is charged uniformly, and the buyer needs to pay this handling fee.

But generally speaking, for general credit card swiping, the merchant pays the handling fee charged by the bank.