The minimum repayment amount means that if the cardholder has difficulty repaying all the amount due before the due payment date (inclusive), he can repay according to the minimum repayment amount stipulated by the card issuer, but he cannot Enjoy the interest-free repayment period, and the minimum repayment amount is 10% of the consumption amount plus other various payables. The minimum payment is listed on the current bill.

Minimum repayment amount = 10% of the consumption amount within the credit limit + 100% of the cash advance transaction amount + 100% of the unpaid portion of the previous minimum repayment amount + 100% of the consumption amount exceeding the credit limit +100% of fees and interest

Some banks charge a minimum repayment fee of 10% for cash advances.

The reconciliation date is the 24th of each month, and the repayment date is the 14th of each month

The reconciliation date is April 24th, and the repayment date is May 14th.< /p>

Paying the minimum repayment before May 14th, the repayment date, will not cause bad credit. Interest will be calculated from the day the card is swiped for consumption, and there will be no interest exemption. The daily interest rate is 0.5%. There is no interest exemption for cash withdrawals. Period, interest will be calculated from the day of cash withdrawal, and the daily interest rate is 5/10,000, and the cash withdrawal handling fee is 0.5%. Failure to repay the minimum payment before May 14th, the repayment date, will result in bad credit.